Please read the following terms and conditions carefully. By accessing this website and any pages, you are agreeing to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, please do not access this website, or any pages thereof.

Copyright : All Rights Reserved

Unless otherwise indicated, copyright of all materials and contents found on this website is owned by FWD HOUSE 1881 unless otherwise indicated.


All trademarks, logos and service marks displayed on this website are protected and users are prohibited from using the same without written permission of FWD HOUSE 1881 or the owners of the relevant trademarks, logos and service marks, as the case may be.

The materials on this website are protected by copyright and no part of such materials can be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without FWD HOUSE 1881's prior written consent.

Use of Information and Materials

The information and materials contained in these pages (including the terms, conditions, and descriptions that appear) are subject to change.

Products and services referred to in this website are only offered in jurisdiction where and when they may be lawfully offered by FWD HOUSE 1881. The materials on these pages are not intended for use by persons located in or resident in jurisdictions that restrict the distribution of such materials by us. Persons accessing these pages are required to observe any relevant restrictions.

These pages should not be regarded as an offer or solicitation to sell any products or services in any jurisdiction to any person to whom it is unlawful to make such an invitation or solicitation in such jurisdiction.

Persons accessing these pages are advised to obtain appropriate professional advice based on their own needs for any particular product or service contained in these pages.

No Warranty

The information and materials contained in this website, including text, graphics, links or other items are provided "as is", "as available". FWD HOUSE 1881 does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, express or statutory, including the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

Limitation of Liability

In no event will FWD HOUSE 1881 be liable for any damages, including direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this website or use thereof or inability to use by any parties, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if FWD HOUSE 1881, or representatives thereof, are advised of the possibility of such damages, losses or expenses. Hyperlinks to other Internet resources are used at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored, or endorsed by FWD HOUSE 1881.

Internet Privacy Policy Statement and Personal Data Protection Policy and Practices

FWD HOUSE 1881 will not collect any personal information that identifies a visitor to this website unless specified otherwise. Your visit to this website will record only the Domain Name Server part of your email address and of the pages visited. Such information will be used to prepare aggregate information about the number of visitors to the website and general statistics on usage patterns of the website.

FWD HOUSE 1881 is committed to the implementation and compliance with the provisions of the Personal Data (Privacy) Ordinance at all times. For details of the Personal Data Protection Policy and Practices of FWD HOUSE 1881, please visit: http://www.fwd.com.hk/en/personal-data-protection-policy-and-practices/